Life insurance for expats living in Spain is a specialist product, when compared to life assurance for UK residents, where it is a highly competitive market. There are only a handful of providers of life assurance for expats living permanently in Spain.
It is important to ensure you have adequate levels of cover, particularly if you own a property in Spain, or have financial dependents. It is also important to ensure you receive the correct financial advice, as the tax implications maybe different, when compared to the UK.
Many of the international life companies offer products to expats, and there are a handful of specialist insurance firms. Spanish banks also provide life cover, however it maybe a complex task if you are an expatriate, and the documentation is very likely to be available only in Spanish. The expatriate banks such as Halifax or LLoyds TSB Spain offer basic life assurance products, but they may not be as sophisticated as the specialist providers.
Declined Life Assurance ?
If you have been declined life assurance (whichever country you may live in), our partners may be able to help. They provide life cover to non-standard clients, some examples include :
- Have a history of medical problems
- Are working and/or living aboard
- Are overseas nationals resident in the UK
- Work in a hazardous industry
- Require a large amount of cover
- Are working and/or living aboard
- Are overseas nationals resident in the UK
- Work in a hazardous industry
- Require a large amount of cover
If you would like a quotation from our FSA regulated, UK & Europe based partners, please complete the form below. We will source the most appropiate solution for your unique circumstance, acting as completely impartial introducers, with no cost to the client.
