Regular Saving Plans
Regular saving plans come in a wide variety of shapes an sizes. In the UK the most popular form of regular savings plan tend to involve either cash or equity ISA's. This is due to their excellent tax benefits, however contributions are limited to fairly low maximum levels each year.
For expats, there are many tax efficient savings schemes. They can take advantage of investment funds in a wide range of instruments. The investment can grow with little or no taxation, and withdrawals can be paid gross (non-Spanish compliant) or with Spanish taxation automatically deducted (Spanish compliant). Your liability to taxation is purely dependent on your situation, and carefull tax planning from an appropriate financial advisor is recommended.
Below are some example savings plans. These are by no means a recommendation, and there are many many offshore plans on the market. The most appropriate plan will depend on your unique circumstances :
